Free Checking Accounts

Online and Mobile Banking

Your CCU free checking account is connected to your My City Branch account for easy online banking. Our online banking benefits include bill pay, e-statement services, and other features with enhanced online security!

Plus, manage your money on the go with our mobile banking apps: click here to learn more about the City Credit Union Mobile App and City Credit Union Card Guard.

City Credit Union Visa® Debit Card

Take your account access to-go with your CCU Visa® debit card. This debit card is your key to ATM access across the country (almost 5,000 ATM locations) and is an accepted payment card at more than 20 million merchants worldwide! 

Learn more about the CCU Visa® debit card here.

Direct Deposit and Payroll Deduction Options

Secure banking with City Credit Union includes the chance to opt-in to direct deposit. When payday arrives, you won’t have to worry about taking the time to go deposit your check yourself – it’ll already be added to your balance! 

Ask us about automatic payroll deduction options to contribute to other areas of your personal finance journey. 

Overdraft Advance Plans 

City Credit Union offers overdraft advance plans for qualifying accounts. Overdraft advances help you avoid the embarrassment and extra expense from overdraft fees due to returned checks up to $400. You won’t have to pay for this benefit until you need it either. 

Click here to learn more about overdraft advance options and other account protection services.