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2550 S State Route 291., Independence, MO 64057    816-252-2415    Fax 816-461-0161    
Teller 24 1-855-506-6134
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If you’ve ever made an honest math mistake or had emergency expenses at just the wrong time, the hassle and expense of overdraft fees are the last thing you need! For situations like this, City Credit Union offers three types of overdraft protection service.

  • Automatic withdrawal from savings: When your checking account balance isn’t enough, we can automatically withdraw funds from your savings account to pay items presented.
  • Flex Loans: If you’d rather keep your savings untouched, you can apply for a Flex Loan to bridge the gap in your checking account. This option creates a reusable line of credit, and there’s no cost to use the service – you just pay interest on the money you borrow.
  • Overdraft Advance: The credit union provides this discretionary service to spare you the extra expense and embarrassment of returned checks up to $400. You’ll never pay for the privilege until you need it!

Federal legislation requires City Credit Union accountholders to opt in to these services. Please contact us directly at (816) 252-2415 regarding Account Protection.