Vehicle Loans 2017-11-20T17:59:08+00:00

Vehicle Loans

If it moves you, we can finance it with a great rate. Come to City Credit Union for loans on cars, trucks, motorcycles, RVs, trailers, boats and more. We provide low rates, flexible terms, affordable payments and personalized service without the application fees or hidden charges.

Auto, RV & Boat Loans

  • Borrow as much as 100% of the value of your new or used vehicle
  • Enjoy terms up to 60 months with no early payment penalties
  • Receive free pre-approval, and shop with confidence
  • Protect your investment with low-cost GAP insurance, extended warranty options and CU Road Pal roadside assistance.

Motorcycles

  • Borrow as much as 100% of the value of your new or used motorcycle
  • Enjoy terms up to 60 months with no early payment penalties
  • GAP coverage is available
  • Receive free pre-approval, and shop with confidence

Trailers

  • Borrow as much as 90% of the value of your purchase
  • Enjoy terms up to 84 months with no early payment penalties
  • Get fast, easy and convenient loan approval process

Click here to apply for your City Credit Union Vehicle Loan today!


Loan Protection

City Credit Union offers insurance and warranty plans to help protect your assets or loan payments.

GAP Coverage
If your vehicle is declared a total loss due to collision or theft, you still have to pay the difference, or the “gap,” between the insurance settlement and your loan balance. Guaranteed Asset Protection is low-cost coverage that can pay the potentially high-cost difference. Ask about it when you apply for your next loan!

Extended Warranty Plans
This coverage ensures that you can afford repairs to your car when the unexpected happens. For a few dollars a month, you can protect your vehicle and your finances from expenses that could be costly. Policies include roadside assistance, towing and rental reimbursement, and can even be transferred if you sell your vehicle to a private party. Model year and mileage guidelines apply, so ask your loan officer for complete details.

CU Road Pal
Created exclusively for credit union members, this valuable roadside assistance program offers a wide range of services and other travel-related benefits so you can enjoy worry-free driving.

Credit Life & Credit Disability Insurance
Credit Life and Credit Disability Insurance is available with most loans.  This optional coverage is underwritten by CMFG Life Insurance Company.  Please ask your credit union loan officer for details.


Youth Loans

Help young people learn the ins and outs of credit and loans without worrying about the ups and downs of predatory lenders. City Credit Union gives young members direction, so they can follow the right financial path.

Youth Auto Loans
Borrow the funds for your first car or truck from City Credit Union, and drive off with a great deal! Young people ages 16 to 22 can finance up to 100% of their vehicle’s value with an adult cosigner, and enjoy the following loan features:

  • Flexible terms up to 60 months
  • Custom-tailored loans to fit a young person’s budget
  • No credit history required

Contact us to learn more about the youth services at City Credit Union.

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