Savings and Investment Rates

When you’re looking for a secure option for basic savings, investment or even long-term planning, look to the credit union. We’re here to help you find the plan that fits your needs, plus we can provide excellent returns on your investment. Consult the chart below for current rates.

Rate Chart

Effective Date September 1, 2023

All rates given reflect Annual Percentage Yield

Account Type Rate Account Requirements
Savings 0.25% All members must maintain a $5 balance.
Holiday Savings 0.25% No minimum balance. Funds are released Oct 1.
Vacation Savings 0.25% No minimum balance. Four free withdrawals per year. $5 charge for each subsequent withdrawal.
Youth Savings 0.25% All members must maintain a $5 balance.
City Account SEE RATE TABLE BELOW No Minimum. Start occurring interest once account reaches $1,500.
Quarterly IRA Savings 0.75%
3 Month CD 4.10% Minimum balance $500. CD is share secured.
6 Month CD 4.25% Minimum balance $500. CD is share secured.
1 Year CD 4.50% Minimum balance $500. CD is share secured.
18 Month CD 4.15% Minimum balance $500. CD is share secured.
2 Year CD 4.55% Minimum balance $500. CD is share secured.
3 Year CD 4.00% Minimum balance $500. CD is share secured.
4 Year CD 3.95% Minimum balance $500. CD is share secured.
5 Year CD 3.95% Minimum balance $500. CD is share secured.

All rates are subject to change without notice. Please see our Rate & Fee Schedule for savings and checking accounts for full Truth In Savings account disclosures.

Download our Fee Schedule (PDF)

Money Market

All rates given reflect Annual Percentage Yield

Balance Rate Account Requirements
$0-$1499.99 0.00% Minimum balance $1500
$1500 - $2499.99 2.25%
$2500 - $9999.99 2.00%
$10,000 - $24,999.99 0.69%
$25,000 - $49,999.99 0.98%
$50,000 - $99,999.99 1.08%
$100,000 - $149,999.99 1.12%
over $150,000 1.19%

All rates are subject to change without notice. Please see our Rate & Fee Schedule for savings and checking accounts for full Truth In Savings account disclosures.

Download our Fee Schedule (PDF)

All rates given reflect Annual Percentage Yield

Account Type Rate Account Requirements
Savings 0.25% All members must maintain a $5 balance.
Holiday Savings 0.25% No minimum balance. Funds are released Oct 1.
Vacation Savings 0.25% No minimum balance. Four free withdrawals per year. $5 charge for each subsequent withdrawal.
Youth Savings 0.25% All members must maintain a $5 balance.
City Account SEE RATE TABLE Minimum balance $1,500.
Quarterly IRA Savings 0.75%
3 Month CD 4.10% Minimum balance $500. CD is share secured.
6 Month CD 4.25% Minimum balance $500. CD is share secured.
1 Year CD 4.50% Minimum balance $500. CD is share secured.
18 Month CD 4.15% Minimum balance $500. CD is share secured.
2 Year CD 4.55% Minimum balance $500. CD is share secured.
3 Year CD 4.00% Minimum balance $500. CD is share secured.
4 Year CD 3.95% Minimum balance $500. CD is share secured.
5 Year CD 3.95% Minimum balance $500. CD is share secured.

All rates are subject to change without notice. Please see our Rate & Fee Schedule for savings and checking accounts for full Truth In Savings account disclosures.

Download our Fee Schedule (PDF)

Your Funds Are Safe!

Every dollar up to $250,000 you save at City Credit union is fully insured by the National Credit Union Administration, a government agency.

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