CLOSED MONDAY JAN. 6 DUE TO WEATHER AND ROAD CONDITIONS

We will re-open for normal business on Tuesday Jan. 7th


  • 2025 City Credit Union Volunteer Application

    Click Here to Apply


    Application Deadline: February 12, 2025


    Thank you for your interest in joining the City Credit Union Board of Directors/Supervisory Committee.  We are excited at the possibility of your new journey with us.  Please fill out this short application, so that we can get to know you better and see what experiences and skills you have to share.  We will contact you as soon as possible.


    POSITION DESCRIPTIONS:


    Board of Directors:


    Elected at Annual Meeting, 3 year term, Sets guidelines for credit union operations, meets monthly


    Supervisory Committee:


    Appointed by the Board of Directors, Has the responsibility of hiring an auditing firm & reviewing credit union audits

  • 2025 City Credit Union Scholarship Application

    Click Here To Apply


    Application Deadline: April 1, 2025


    Scholarship Details                                         


    City Credit Union will award two $1,000 scholarships to credit union members age 17 or older who have graduated prior to or will graduate in 2025, and will attend a college, vocational school or other accredited post-graduate program in the fall. The scholarship winners will be selected no later than the last week of April 2025. Funds will be paid directly to the educational institutions.


     All scholarship applications, essays and letters of reference must be postmarked no later than April 1, 2025.


    Applicant Eligibility


    Applicants and/or their parents/guardians must have been City Credit Union members for at least one year prior to the City CU Scholarship entry deadline of April 1, 2025. Volunteers and employees of City Credit Union and their immediate families are not eligible. (For the purpose of this scholarship, immediate family includes: spouse, parent, child, grandchild, sibling and any of their spouses.)


    Selection Criteria


    The winning applicants will demonstrate a balanced combination of:


      Academic achievement

      Strong work ethic (part-time work and/or volunteerism)

      School and community activities

      Written expression (essay of 100-200 words)

      Character (letter of reference)

     Scholarship Essay


    Please attach a typed essay of 100-200 words on the following topic:


     What makes credit unions different than other financial institutions?


     Please include your name on the upper right corner of your essay, but do not include your name or other identifying information within the content.


     Letter of reference


    One letter of reference from any one of the following sources is required for consideration for the City Credit Union Scholarship:


    Employer

    Teacher

    Coach

    Counselor

    Clergy

    The Letter should include the name and daytime phone number of the person providing the reference, as well as this person’s relationship to the applicant. This letter may cite examples of the applicant’s character, workplace or school accomplishments, or any information describing why the applicant is a worthy candidate.

Credit Union Certificate of Deposit in Kansas City

Opening a Certificate of Deposit account with City Credit Union will help you reach your savings goals faster. Our CD rates are very competitive and seldom have fees that would cut into the interest your CD earned. Those worried about investing in the stock market can take comfort in knowing a certificate of deposit is a safe investment. As your CD earns interest, your savings will consistently grow.

The Benefits of Opening a Certificate of Deposit

Investing your money in a Certificate of Deposit at City Credit Union is a safe and reliable way to grow your savings. The earnings of a CD are predictable, and they come with the flexibility of different terms geared toward your goals.


  • A short-term CD investment would be wise for a special event such as a wedding or an upcoming trip.
  • Mid to long-term CDs would prove invaluable when saving for a car or higher education.


CDs are insured by the National Credit Union Administration up to $250,000 and come with fixed rates.


Because these interest-bearing accounts have a fixed maturity date, you won’t be tempted to access your savings before maturity. 



Certificate of Deposits Offer Great Interest Rates

Give your saving strategy a boost by opening a certificate of deposit. Not only will opening a CD give you a higher interest rate than most saving accounts but your rates will also be locked in for the duration of the term regardless of market drops. Call us at 816-252-2415 to discover the current CD rates available. 

Why Open an Account with City Credit Union?

City Credit Union offers the best certificate of deposit rates around. When you open a CD account with us, we’ll show you the best ways to make your money work for you. Our amazing banking professionals are knowledgeable and truly committed to helping you make the right choices for managing your money. You can choose the CD with different maturity dates designed around your needs and financial goals. Together, we’ll make opening the CD for you a breeze. 

How to Open a Certificate of Deposit Account

Stop by City Credit Union or call to schedule an appointment if you are interested in opening a Certificate of Deposit account. We will make the process easy for you.


A minimum balance of $500 will get you started on various CD terms ranging from 3 months to 5 years. With your financial goals in mind, our professionals will provide guidance for the best CD terms and how to receive the interest earned. Should you receive all the interest at the end of the CD's term or regular disbursements? No worries, our experts are here to help. 


Come with your identification: One or two forms of identification, your physical address, and contact information. Soon your money will earn a competitive interest rate in a CD dispursement designed with your financial goals in mind. 


Give Us a Call

Frequently Asked Questions About CDs

  • What is the Purpose of a CD Account?

    A Certificate of Deposit is like a saving account in that it is a low-risk financial tool to save money. Saving accounts allow access to your funds whenever needed. On the other hand, a Certificate of Deposit will have a set term in which the funds cannot be withdrawn without penalty. A higher interest rate is earned with a CD in exchange for limited liquidy.

  • How Do I Earn Interest on a Certificate of Deposit?

    Flexible terms are offered for a Certificate of Deposit to match your needs.  At City Credit Union, we offer 8 different terms, starting with 3 months to 5 years. Your earned interest depends on the amount of money in the CD and the length of the term. Typically, longer terms and larger investments will earn higher interest returns.  CDs, like savings accounts, will earn compound interest added to your principal periodically.

  • What Happens When My CD Account Matures?

    You will have access to your funds when your Certificate of Deposit matures. You can receive your money as a check, deposit it into another account, or roll it over into another CD. City Credit union will send you a notice of the maturity date, but it’s a good idea to record it on your calendar when you open the account. You have a grace period (usually 10 days) to decide what to do with your money after the CD matures.

  • Do I Have To Pay Taxes On Interest Earned On A CD

    Whether you receive your funds in cash or roll it over into another Certificate of Deposit after maturity, the interest earned is considered income by the IRS standards. Your interest income is taxable in the year it is paid out.

  • Is There a Penalty for Early Withdrawl?

    Generally, there are penalties for early withdrawal on a Certificate of Deposit.


    Come in and speak to an account specialist at City Credit Union regarding penalties for early withdrawal. There may be ways to avoid them.  


Ready to Get Started? Call or Visit City Credit Union Today!

Call or visit City Credit Union today when you are ready to get started with a Certificate of Deposit that offers a higher interest rate to maximize your savings. Our financial experts will help you select the right CD for your financial goals.

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