CLOSED MONDAY JAN. 6 DUE TO WEATHER AND ROAD CONDITIONS
We will re-open for normal business on Tuesday Jan. 7th
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2025 City Credit Union Volunteer Application
Application Deadline: February 12, 2025
Thank you for your interest in joining the City Credit Union Board of Directors/Supervisory Committee. We are excited at the possibility of your new journey with us. Please fill out this short application, so that we can get to know you better and see what experiences and skills you have to share. We will contact you as soon as possible.
POSITION DESCRIPTIONS:
Board of Directors:
Elected at Annual Meeting, 3 year term, Sets guidelines for credit union operations, meets monthly
Supervisory Committee:
Appointed by the Board of Directors, Has the responsibility of hiring an auditing firm & reviewing credit union audits
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2025 City Credit Union Scholarship Application
Application Deadline: April 1, 2025
Scholarship Details
City Credit Union will award two $1,000 scholarships to credit union members age 17 or older who have graduated prior to or will graduate in 2025, and will attend a college, vocational school or other accredited post-graduate program in the fall. The scholarship winners will be selected no later than the last week of April 2025. Funds will be paid directly to the educational institutions.
All scholarship applications, essays and letters of reference must be postmarked no later than April 1, 2025.
Applicant Eligibility
Applicants and/or their parents/guardians must have been City Credit Union members for at least one year prior to the City CU Scholarship entry deadline of April 1, 2025. Volunteers and employees of City Credit Union and their immediate families are not eligible. (For the purpose of this scholarship, immediate family includes: spouse, parent, child, grandchild, sibling and any of their spouses.)
Selection Criteria
The winning applicants will demonstrate a balanced combination of:
Academic achievement
Strong work ethic (part-time work and/or volunteerism)
School and community activities
Written expression (essay of 100-200 words)
Character (letter of reference)
Scholarship Essay
Please attach a typed essay of 100-200 words on the following topic:
What makes credit unions different than other financial institutions?
Please include your name on the upper right corner of your essay, but do not include your name or other identifying information within the content.
Letter of reference
One letter of reference from any one of the following sources is required for consideration for the City Credit Union Scholarship:
Employer
Teacher
Coach
Counselor
Clergy
The Letter should include the name and daytime phone number of the person providing the reference, as well as this person’s relationship to the applicant. This letter may cite examples of the applicant’s character, workplace or school accomplishments, or any information describing why the applicant is a worthy candidate.
Loan Rates
As a not-for-profit financial institution working to serve our members’ financial needs, City Credit Union provides affordable loan rates and and flexible terms. Consult the charts below for our current rates, and contact us to learn more about how City Credit Union can help you!
Consumer Loans (Rates effective 3/1/2023)
Rates based on member creditworthiness and term.
| Loan Type | Term1 | Annual Percentage Rate2 | Conditions |
|---|---|---|---|
| New & Used Autos | Up to 72 months | As Low As 5.52% | 2017-2024 |
| Motorcycles & ATVs | Up to 72 months | As Low As 6.52% | 2017-2024 |
| RVs & Watercrafts | Up to 84 months | As Low As 5.52% | Insurance required |
| Older Vehicles (2002-2016) 85% LTV | Up to 48 months | As Low As 8.26% | Retail value greater than $3,000 |
| Antiques | Up to 60 months | As Low As 6.90% | 2001 & Older |
| Untitled Collateral | Up to 60 months | As Low As 6.52% | UCC will be filed |
| Signature | Open | As Low As 10.71% | |
| FLEX Line of Credit | Open | As Low As 10.69% | Up to $7,500 |
| Share Secured | Up to 12 months | As Low As 2.50% | |
| CD Secured | CD Term | Dividend + 2% (2.5% floor) | One-year minimum term & CD maturity |
| Home Equity | Up to 180 months | 7.75% Variable Rate | |
| HELP Loans (up to $15,000) | Up to 120 months | As Low As 3.02% | Up to $15,000 |
Rates Effective July 10, 2023
1Loan term dependent upon vehicle and individual credit score.
2Lowest available rate DOES NOT reflect all available discounts. Actual rate dependent upon member eligibility, creditworthiness and other factors. Member must add 3% for the following any signed party on a loan that has had a bankruptcy discharged in the past 4 years. Rates are subject to change without notice. Contact the credit union for complete details.
Possible Discounts: (Share/CD Secured, Home Equity and HELP Loans not applicable)
0.40% for payroll deduction or auto transfer from a City Credit Union savings or checking account.
0.10% for each 10% equity in collateral up to 50% Loan/Value.
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