Save the Change
Our Round-Up Program allows members to automatically round up the amount of eligible transactions made with their share draft or transactional “checking” account debit card to the nearest dollar. The rounded-up amount is transferred to your designated savings account. This will assist you in saving a little bit each time you spend.
Program Details
Eligibility: This program applies to debit card purchases from your share draft/transactional account.
Round-Up Amount: Transactions are rounded up to the nearest whole dollar. For example, a $4.25 purchase will be rounded up to $5.00, with $0.75 transferred to your designated savings account. Transactions for $5.00 will be rounded up to $6.00.
Transfer Timing: Round-up amounts are transferred on a per-transaction basis.
Account Designation: The rounded-up funds will be deposited into your savings or money market account.
Fees: There are no fees associated with the Round-Up Program. However, standard transaction fees and account fees may apply as per the credit union’s fee schedule.
Opting in/Out: Opt-In: to participate in the Round-Up Program, you must opt in by completing the attached form. Opt-Out: You may opt out at any time by contacting the credit union in writing at city@city-cu.com or at our branch office.
Changes and Cancellations: The credit union reserves the right to modify or terminate the Round-Up Program at its discretion. Members will be notified of any changes or cancellations as required.
Contact Information: For more information or if you have questions about the Round-Up Program, please contact City Credit Union at 816-252-2415.
Terms and Conditions: Participation in the Round-Up Program is subject to the credit union’s terms and conditions. By enrolling, you agree to these terms. The program may be discontinued at any time.
I hereby authorize City CU to round up to the nearest whole dollar with each transaction made with my City CU debit card from my checking account. The transaction will appear on the statement with the “ROUND UP TRANSFER.”
By signing below, I am enrolling in this service and may cancel it, in writing, at any time. I understand that I am responsible for maintaining an accurate record of my transactions and am responsible for any fees that may occur due to my enrollment. City CU may discontinue this feature at any time, and you certify that you understand all terms and conditions outlined in City Cu’s Membership and Account Agreement, Truth in Savings, and Electronic Funds Transfer Disclosure still apply.
City Credit Union Checking Account Features
With no service fees or minimum balance required, our FREE credit union checking account is the best option for you. Keep reading to learn about more banking benefits you’ll receive with CCU. Practical features. Better benefits. Fast, convenient access to your money and more! Enroll in free checking with City Credit Union and make money management easier than ever.
Online and Mobile Banking
Your CCU free checking account is connected to your My City Branch account for easy online banking. Our online banking benefits include bill pay, e-statement services, and other features with enhanced online security.
Plus, manage your money on the go with our mobile banking apps. Learn more about the City Credit Union Mobile App and City Credit Union Card Guard.
City Credit Union Visa® Debit Card
Take your account access to-go with your CCU Visa® Debit Card. This debit card is your key to ATM access across the country (almost 5,000 ATM locations) and is an accepted payment card at more than 20 million merchants worldwide!
Learn more about the CCU Visa® Debit Card here.
Direct Deposit and Payroll Deduction Options
Secure banking with City Credit Union includes the chance to opt-in to direct deposit. When payday arrives, you won’t have to worry about depositing your check yourself – it’ll already be added to your balance!
Ask us about automatic payroll deduction options to contribute to other areas of your personal finance journey.
Overdraft Advance Plans
City Credit Union offers overdraft advance plans for qualifying accounts. Overdraft advances help you avoid the embarrassment and extra expense of overdraft fees due to returned checks up to $400. You won’t have to pay for this benefit until you need it, either.
Learn more about overdraft advance options and other account protection services.