Savings Rates
Effective Date September 1, 2023
All rates given reflect Annual Percentage Yield
When you’re looking for a secure option for basic savings, investment, or even long-term planning, look to the credit union. We’re here to help you find the plan that fits your needs, plus we can provide excellent returns on your investment. Consult the chart below for current rates.
| Account Type | Rate | Account Requirements |
|---|---|---|
| Savings | 0.25% | All members must maintain a $5 balance. |
| Holiday Savings | 0.25% | No minimum balance. Funds are released October 1. |
| Vacation Savings | 0.25% | No minimum balance. Four free withdrawals per year. $5 charge for each subsequent withdrawal. |
| Youth Savings | 0.25% | All members must maintain a $5 balance. |
| Quarterly IRA Savings | 0.75% | |
| 3-Month CD | 4.10% | Minimum balance $500. CD is share secured. |
| 6-Month CD | 4.25% | Minimum balance $500. CD is share secured. |
| 1-Year CD | 4.50% | Minimum balance $500. CD is share secured. |
| 18-Month CD | 4.15% | Minimum balance $500. CD is share secured. |
| 2-Year CD | 4.55% | Minimum balance $500. CD is share secured. |
| 3-Year CD | 4.00% | Minimum balance $500. CD is share secured. |
| 4-Year CD | 3.95% | Minimum balance $500. CD is share secured. |
| 5-Year CD | 3.95% | Minimum balance $500. CD is share secured. |
All rates are subject to change without notice. Contact us for our Rate & Fee Schedule for savings and checking accounts for full Truth In Savings account disclosures.
Money Market
All rates given reflect Annual Percentage Yield
| Balance | Rate | Account Requirements |
|---|---|---|
| $0-$1499.99 | 0.00% | Minimum balance $1,500 |
| $1500 - $2499.99 | 2.25% | |
| $2500 - $9999.99 | 2.00% | |
| $10,000 - $24,999.99 | 0.69% | |
| $25,000 - $49,999.99 | 0.98% | |
| $50,000 - $99,999.99 | 1.08% | |
| $100,000 - $149,999.99 | 1.12% | |
| over $150,000 | 1.19% |
All rates are subject to change without notice. Contact us for our Rate & Fee Schedule for savings and checking accounts for full Truth In Savings account disclosures.
Your Funds Are Safe
Every dollar up to $250,000 you save at City Credit Union is fully insured by the National Credit Union Administration, a government agency.