The Small Town Credit Union of Kansas City

City Credit Union has served our community for over 50 years as a not-for-profit financial institution and one of the best Missouri credit unions. Originally established as a utility employees' credit union for workers at Independence Power & Light, our focus is on people rather than profits. We offer a range of financial products and services, including online banking, a mobile app, loans, and competitive interest rates, all designed to support your financial goals and make your money go further. When you become a credit union member, you become an owner and part of something better.

Credit Union vs Bank

Why You Want to House Your Money With Us

While the dictionary defines a credit union as a cooperative group that makes loans to its members at low interest rates, today's credit union services are more than just great loan rates.


At City Credit Union, we provide a complete range of practical products, convenient services, financial solutions, and investment opportunities to help our members succeed.

We Don't Exist to Make Money - We Exist to Serve You

Map of Jackson County, MO

We work to maintain a personal, “small town” relationship with our community. You’ll find that our savings dividends and loan rates often beat our competitors. We've prioritized giving all of our account holders a voice in how we do business. As we succeed, we share that success with you!


As a leading Jackson County credit union, we return any profits back to the people who participate. These funds cover operating expenses, upgrade services, provide high returns on credit union savings accounts, and offer low interest rates on loans! When the credit union succeeds, its members see direct benefits!

Made Up of REAL Community Members to Make a True Impact

Our Board of Directors and Supervisory Committee at City Credit Union include your coworkers, neighbors, family, and friends, not highly paid professionals. Community involvement ensures we set goals that benefit the people using our financial services.

We Have One Goal: Provide You With the Best Experience

When you open a savings account with our credit union or a credit union checking account, you become an owner. As such, you enjoy advantages you won’t find at other financial institutions. Instead of treating you like a number, our staff treats you with respect. We get to know you, ask about your goals, and then help you reach them. In short, City Credit Union always offers superior personal service.

Serving as a Top Jackson County Credit Union

Credit unions traditionally serve a select group of people who share a common bond, such as a specific association, neighborhood, church, or employer. As a credit union that was initially formed to serve the employees of Independence Power & Light, we have enjoyed expanding our services to include:



  • People who live or work in Jackson County
  • Immediate family members of any current City Credit Union account holder.

Proudly Serving Employees of These Amazing Companies!

  • Any Missouri-chartered credit union
  • Barbour Concrete
  • Central Jackson County Fire Protection District
  • City of Blue Springs
  • City of Grain Valley
  • City of Independence
  • City of Independence Housing Authority
  • City of Oak Grove
  • City of Sugar Creek
  • Comcast
  • Eskew’s Fine Jewelers


  • Fike Corporation
  • GE Transportation Systems
  • Government Employees Hospital Association
  • Little Blue Valley Sewer District
  • Mid-Continent Public Library
  • Missouri Corporate Credit Union
  • Sunshine Center School
  • Watco Manufacturing


Security is Our Priority as a Missouri Credit Union

At our credit union, we take the security of our members' accounts very seriously. We understand that your financial information is sensitive and must always be protected. We have implemented advanced security measures to keep your information safe.

  • Federally Protected By The National Credit Union Administration

    City Credit Union is insured by the National Credit Union Administration. This federal agency guarantees your deposits up to $250,000, so your money is safe and sound. Not one penny of insured savings has ever been lost by a federally insured credit union member.


    The National Credit Union Administration hosts a toll-free hotline to call for more information on the safety of your credit union funds: 1-800-755-1030, ext. 1. You may also visit the NCUA website to learn more about the protection your accounts enjoy: www.ncua.gov


  • We Care About Your Privacy

    City Credit Union is committed to protecting our account holders’ privacy. We are required by law to give you this privacy notice to explain how we collect, use, and safeguard your personal financial information. If you have any questions, please contact us.

Credit Union Services You Can Trust

We're here to help you discover the benefits of being a member of our community. We understand you have many options when choosing a credit union in Missouri. Still, we are confident that the level of service you will receive at City Credit Union is second to none. 


So why choose City Credit Union? Because we believe that everyone deserves access to affordable financial services and the opportunity to achieve their financial goals. We invite you to explore our website and learn more about the benefits of becoming a member of our credit union community.


Learn more about our:

Accounts

Loans

Financial Services

Money 101 Program

Have More Questions? Call City Credit Union Today

We understand that navigating the world of finance can be overwhelming, which is why we're committed to providing personalized support to our members. Our knowledgeable and friendly staff is always here to answer your questions, offer guidance, and help you make informed financial decisions.

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