We Offer Some of the Best Loans for Teenagers in Kansas City

We at City Credit Union offer teens personal loans to build credit, and we work with parents to give adolescents real-life financial experiences. Understanding credit will strengthen their financial wings so they can confidently fly when they leave the nest. While your teens are still dependent and need a co-signer, you can teach them money management silks that will give them a great start to fly solo.

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Youth Loans to Build Credit

Look for personal loans for teens with low fees, low-interest rates, and attainable credit score requirements.


City Credit Union offers young adults (between the ages of 16-17) Youth Loans with identical rates and terms as regular loans with a parent or guardian as a co-signer. Because a youth loan application will require a co-signer, you will be there to demonstrate how to handle credit responsibly. Whether your teen is financing a car or needing a personal loan to build credit, parents can use these experiences to teach the value of excellent money management.

Personal Loans for Teenagers

It’s wise to strategically take out a Youth Loan to build credit for your teen. Obtain a youth loan application for the same funds you have in your Youth Savings Account at City Credit Union. With the funds deposited, they will never miss a payment and build an excellent credit history. 


Using personal loans to build credit will prepare your teen for adulthood. With the experience of paying off a loan ahead of time, young adults will be equipped to rent their first apartment, obtain a car loan or mortgage, and could even help them land their first job.

Car Loans for Teenagers

Getting a driver’s license is a milestone for your teenager. Until now, you had to chauffeur them everywhere, so their new level of independence is also convenient for you. Teen auto loans can be a positive learning experience to build a good credit history and responsibility for paying for a vehicle. However, car loans for teenagers can have obstacles for the lender and the borrower due to inexperienced drivers with little or no credit history. 


At City Credit Union, we will level out the challenges so minors can obtain a car by taking advantage of our Youth Loan. Even though you are the co-signer, their name can still be on the car title and loan. At the same time, your involvement allows you to coach your teen on financial best practices.

Ready To Start? Call Us For A Youth Loan Application!

Equip your teenager for a successful life by teaching them to manage money properly. Walking your young adult through the process of applying for personal loans to build credit will be rewarding and prepare them for adulthood.


 At City Credit Union, we’ll give you the financial literacy tools and guidance needed, starting with the Youth Loan application through paying the loan off.


Our goal is for your teenager to thrive financially as an adult. Contact City Credit Union today to learn more about our Youth Loans to build credit. 

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