Vehicle Loans

If it moves you, we can finance it with a great rate. Come to City Credit Union for loans on cars, trucks, motorcycles, RVs, trailers, boats and more. We provide low rates, flexible terms, affordable payments and personalized service without the application fees or hidden charges.

Auto, RV & Boat Loans

  • Borrow as much as 100% of the value of your new or used vehicle
  • Enjoy terms up to 60 months with no early payment penalties
  • Receive free pre-approval, and shop with confidence
  • Protect your investment with low-cost GAP insurance, extended warranty options and CU Road Pal roadside assistance.


  • Borrow as much as 100% of the value of your new or used motorcycle
  • Enjoy terms up to 60 months with no early payment penalties
  • GAP coverage is available
  • Receive free pre-approval, and shop with confidence


  • Borrow as much as 90% of the value of your purchase
  • Enjoy terms up to 84 months with no early payment penalties
  • Get fast, easy and convenient loan approval process

Click here to apply online for your City Credit Union Vehicle Loan today!

Loan Protection

City Credit Union offers insurance and warranty plans to help protect your assets or loan payments.

GAP Coverage
If your vehicle is declared a total loss due to collision or theft, you still have to pay the difference, or the “gap,” between the insurance settlement and your loan balance. Guaranteed Asset Protection is low-cost coverage that can pay the potentially high-cost difference. Ask about it when you apply for your next loan!

Extended Warranty Plans
This coverage ensures that you can afford repairs to your car when the unexpected happens. For a few dollars a month, you can protect your vehicle and your finances from expenses that could be costly. Policies include roadside assistance, towing and rental reimbursement, and can even be transferred if you sell your vehicle to a private party. Model year and mileage guidelines apply, so ask your loan officer for complete details.

CU Road Pal
Created exclusively for credit union members, this valuable roadside assistance program offers a wide range of services and other travel-related benefits so you can enjoy worry-free driving.

Credit Life & Credit Disability Insurance
Credit Life and Credit Disability Insurance is available with most loans.  This optional coverage is underwritten by CMFG Life Insurance Company.  Please ask your credit union loan officer for details.

Youth Loans

City Credit Union gives young members direction, so they can follow the right financial path. CCU will loan to young adults ages 16-17 with a parent/guardian. Rates and terms are the same as regular loans.

When borrowing funds for your child’s first car or just applying for a small personal loan, you are helping them build their credit history early. By providing your child the financial literacy and tools needed to prepare them for their financial future, you are ultimately setting them up for their financial success.

Contact us to learn more about the youth services at City Credit Union.

Auto Loan Calculator
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